Security is everything. (It is a bank, after all.)
At Treasure State Bank, we maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
But real security is more than that. Here, compliance is just the beginning.
We protect your confidential information with the most secure encryption software available. Employees are made aware of our privacy policy and trained in procedures that maintain confidentiality. Safekeeping of your information is a high priority; therefore, we will continue to maintain high standards necessary to ensure that your information is kept private and secure at all times. Learn more about our Privacy Policy here.
In fact, we guarantee your funds 100% for any improperly removal from your accounts while we are handling your transactions. Provided it is not the result of an error on your part, we will reimburse any unauthorized online removal of funds from your accounts.
There are circumstances beyond our control that are your responsibility. Make sure you protect yourself with these simple safeguards:
• Don’t mistype dollar amounts or commit other input errors. We cannot
be held responsible for input errors on your part.
• Don’t mishandle or share your user ID and/or password. Always
report the theft of your ID and/or password within two business days
of discovery. Call 406-543-8700 during business hours.
• Always finish your online session by hitting the
LOG OUT button. We cannot be held responsible for
someone else using your session should you leave your
computer unattended while remaining logged in. Always
report unauthorized account access within two business days
of discovery. Call 406-543-8700 during business hours.
If you have any questions abut protecting yourself online, please call or email us.
Learn more from the Federal Trade Commission
and others about protecting yourself against
identity theft, or report an incident.
A few words on identity theft.
What is identity theft? Identity theft happens when someone uses someone else's confidential personal information in order to commit theft. Confidential personal information includes name, address, date of birth and social security number. It also includes other information not readily known, such as a mother's maiden name, Personal Identification Numbers (PINs) for ATM or debit cards, or unique passwords. Many identity thieves use this information to open credit card accounts or obtain loans in an identity theft victim's name.
How does it happen? To steal and use your personal or financial information, thieves can:
• Steal your mail
• Search through your trash
• File a phony postal change of address in your name
• Steal wallets and purses
• Misrepresent themselves to obtain your credit report
• Obtain or purchase information from the Internet
• Use counterfeit identification
• Gain illegal access to computers
How can you protect yourself? There are many easy things to do to lower your risk of identity theft:
• Do not carry documents like your Social Security Card, passport or birth
certificate, except when necessary
• Limit the number of credit cards or checks you carry
• Shred all credit card receipts, solicitations, cancelled checks and
financial documents
• Do not give document numbers or any other information over the phone
unless you called the other party and know the phone number and
company are legitimate
• Do not put your Social Security number on your check
• Call your credit card company if your card has expired and you did not
receive a replacement
• Do not send private information via the web unless it is encrypted on a
secure website
• Never write down PINs or passwords; memorize them
• Review account statements carefully and report any suspicious activity
• Make sure your computer has current anti-virus and spyware software
If you believe you’ve been a victim of identity theft or fraud, report it to the Federal Trade Commission (FTC) as soon as possible, by visiting www.onguardonline.gov.
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